Christian Consumer Credit Counseling Service

Christian Consumer Credit Counseling Service

Here's what you can't do

Is a Christian consumer credit counseling service the right choice for you? We can't really answer that for you. But we can, however, tell you that there are a number of other options out there that certainly aren't for you. Whether your case is better suited for consumer credit counseling or actual debt relief is besides the point. Learn all your options and never be fooled.

Why do we make it sound so terrifying? It's because nowadays there are countless sites that glorify things like filing for bankruptcy and they bash an honest Christian consumer credit counseling service. Before you let someone speak badly about credit counseling or any other debt relief, learn the facts.

Face the facts

The next time someone is bad-mouthing Christian credit counseling and speaking highly of bankruptcy, you let them know the truth. Tell them that the results of bankruptcy are long term. Bankruptcy stays on your credit report for up to 10 years making it difficult to obtain credit, buy a home, get life insurance, and maybe even get a job. Will a Christian consumer credit counseling service give you those kinds of headaches? Not likely, no.

Same applies for paying credit card minimums. There are other sites and companies out there that discredit the efforts of every honest Christian consumer credit counseling service and debt relief specialist. Well, we have news for you. We are fighting back. With what, you ask? With the truth.

Did you know that a $10,000 debt at 18.5% interest typically takes 32 years and $24,500 to pay off if you don't pay more than the required monthly minimum. But when you enroll in a debt consolidation plan or a Christian consumer credit counseling service, you lower your interest rate dramatically, allowing more money to go towards the principle. The same amount of debt could be paid off in about five years with professional help from a consumer credit counseling service.

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