http://www.billfreetoday.com/debt-elimination/ Debt elimination is the key to debt freedom. Learn about the different debt elimination programs here. en-us Fri, 02 Jun 2006 15:50:57 EDT Fri, 02 Jun 2006 15:50:57 EDT Weblog Editor 2.0 Do you need debt elimination? Don't be your own barrier to losing it. Talk to yourself in a positive manner and recognize accomplishments at every step along the way. Even if you have a long way to go you, realize that you have come a long way already, just by getting debt elimination help from a debt management company. Debt Elimination Options Here are the basic debt elimination programs: #09 Debt Consolidation - This type of debt elimination involves negotiation to get your unsecured debt balances and interest rates lowered. Then the new, lower balances are combined and you make one monthly payment to the debt consolidation company, which they distribute among your creditors. Because of the reductions, you can become debt free in about five years. #09 Debt Consolidation Loan - A loan given to you to pay off your unsecured debts. Although you pay off your unsecured debts immediately, you still have the loan to pay back. The benefit is that the interest rate on the loan is so much lower that you can have it paid off in five years or less. #09 Debt Consolidation Mortgage - A debt elimination program that allows you to borrow from the equity in your house to pay off your unsecured debts. Your payment is combined with your mortgage, and you get the same interest rate as your mortgage. In some cases, the interest is even tax-deductible (check with your tax advisor to see if this will work for your tax situation). #09 Student Loan Debt Consolidation - A student loan tool that combines all of your outstanding student loans into one and locks in a much lower, fixed interest rate for you. Your monthly student loan payments are cut in half, too, because you are given more time to pay them off. #09 Debt Settlement - Allows you to pay off your debts at pennies on the dollar. Generally, you pay it off at 30-50 cents on the dollar, and you have to pay the new, lower amount back all at once. Some debt management companies will give you one to three years to pay it off though. For many people, just making the commitment to eliminate credit card debt and taking the initial steps to get there can seem impossible. You have already accomplished a lot just by visiting our site. Keep up the great work! You are on your way to eliminate credit card debts as we speak. Let the debt elimination programs at our site help you overcome the problems you are having with your finances. With the right counseling from one of our accredited representatives, your legal debt elimination is only a few simple steps away. We offer debt elimination services that run the gamut from debt settlement to debt consolidation. Just Do It. Get the debt elimination program that will help you see the light. Remember there is more than just consolidation when you are looking to solve your debt crisis, and several debt settlement options exist that will have you living your life debt free. Fri, 02 Jun 2006 15:50:57 EDT http://www.billfreetoday.com/debt-elimination/debt-elimination-program/ Would a debt elimination program help you achieve the financial independence you're striving to get? Let one of our helpful counselors design a debt elimination program to suit your needs en-us Tue, 20 Dec 2005 08:22:16 EST Tue, 20 Dec 2005 08:22:16 EST Weblog Editor 2.0 http://www.billfreetoday.com/debt-elimination/legal-debt-elimination/ Legal debt elimination is as easy as lickety split if you know what you are doing. Let one of our knowledgeable counselors give you the help you need to conquer legal debt elimination. en-us Mon, 19 Dec 2005 16:52:35 EST Mon, 19 Dec 2005 16:52:35 EST Weblog Editor 2.0 http://www.billfreetoday.com/debt-elimination/debt-elimination-services/ With a bevy of debt elimination services from which to choose, it is always a good idea to have an accredited company on your side. At Debt Free Today, we have the debt elimination services to meet your needs. en-us Mon, 19 Dec 2005 16:08:39 EST Mon, 19 Dec 2005 16:08:39 EST Weblog Editor 2.0 http://www.billfreetoday.com/debt-elimination/debt-elimination-programs/ There are many debt elimination programs that can help to make life easier. Why not use the options available at Debt Free Today to help you make the debt elimination programs work for your debt problems. en-us Mon, 19 Dec 2005 16:00:25 EST Mon, 19 Dec 2005 16:00:25 EST Weblog Editor 2.0